【in the money】 —(coll.)

1. having plenty of money:

• Being 【in the money】 at the moment, I said that of course I’d lend her any reasonable amount.

2. said of winners in a competition providing winnings money to bettors:

• After the first race, two of my horses were 【in the money】 .

【on the money】 —(coll.)

1. exactly as desired:

• When you ensure information flows between your sales and marketing teams, the resulting marketing campaigns will be right 【on the money】 .

2. totally correct:

• I share them [ideas] with anyone who is interested and I add my predictions—some will be 【on the money】 and some will be way off base.